Rapid changes in client needs, technology, regulation, and interest rates disrupt the lending market.
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Reaching clients and members with personalised product, at the right time, with excellent CX across all channels requires transformation.
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Achieving this compliantly and economically, while keeping all stakeholders satisfied is a challenge for large and small, for profit and co-operative.
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Key Capital helps Lenders leverage data, enhance their client engagement, and operating model effectiveness.
Lending advisory services
WHO WE HELP
01
BANKS
02
CREDIT
UNIONS
03
CONSUMER
CREDIT
04
CROWD &
PEER-TO-PEER
01
FINTECH
02
PRIVATE EQUITY INVESTORS
03
GOVERNMENTS
04
BANKS & CREDIT UNIONS
PROBLEMS WE SOLVE
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Achieving a differentiated value proposition.
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Achieving a robust risk framework.
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Revenue model optimisation.
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Operating model optimisation (digital, bpo, gbs).
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Personalised engagement in the digital age.
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Loan life cycle automation.
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New product development.
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Identify nascent trends and models.
KEY SERVICES
FinTech Strategy
Plan digital transformation and integrate shared services (gbs) and outsourcing (bpo) to ensure an effective, scalable operating model.
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Technology Sourcing
Define requirements and automate end-to-end loan processes with competitive deals from client engagement, credit scoring, LMS, and core banking suppliers.
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New Product Development
Create competitive vanilla, asset, structured, green, and BNPL loans for consumer and business segments.
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Risk Management
Policies, processes, and procedures to mitigate credit, liquidity, market, operational, and compliance risks.
CASE STUDIES
Advising on the strategy, business model transformation, legislation and regulation of Irish credit unions.
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Credit Unions / Ireland / 2017-2023
Balance sheet and capital markets advisory.
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Crowdfunding / Estonia / 2019
