Payments are changing fast as waves of innovation and regulation reduce barriers to adoption and increase client value added.
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New players emerge with offerings that target interchange, cross-border, embedded credit, and recurring payment profit pools.
As the economics of the payments industry shift so do the operating models, alliances, and M&A strategies of the participants.
Key Capital helps Payments firms make unbiased decisions about commercial, IT and funding objectives based on expert insight.
Payments consulting services
WHO WE HELP
01
E-MONEY INSTITUTIONS
02
PAYMENT GATEWAYS
03
PAYMENT ACQUIRERS
04
ISSUING BANKS
& FINTECHS
01
FINTECH
02
PRIVATE EQUITY INVESTORS
03
GOVERNMENTS
04
BANKS & CREDIT UNIONS
PROBLEMS WE SOLVE
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Achieving a differentiated value proposition.
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Embedding credit products in payments.
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Transition from an EMI to lending institution.
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Implementing a robust risk framework.
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Developing new segments and use cases.
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Understanding the PayFac business model.
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Understanding EU and UK regulatory requirements.
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Reducing financial fraud.
KEY SERVICES
Payments Strategy
Capitalise on new product and business model opportunities with industry data and expert insights.
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Payments Licensing
Submit robust plans to secure PI, EMI, and specialised banking licenses in the EU and UK.
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Technology Sourcing
Define requirements, and source competitive deals from regtech, payment gateway, and core banking suppliers.
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Partnerships
Boost your value proposition by partnering with global PSPs, issuers, acquirers, open banking and BaaS providers.
CASE STUDIES
Strategic review of a PSP - value proposition, revenue model, funding, technology roadmap, operations, licensing and growth strategy.
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Payments / Global / 2023-